:root{
  --ink:#162033;
  --muted:#5d6677;
  --line:#dce2e9;
  --soft:#f6f8fb;
  --brand:#1f5f8f;
  --brand-dark:#174a70;
  --accent:#eef5fa;
  --warn:#fff7df;
  --warn-line:#e7c86b;
  --radius:18px;
  --shadow:0 14px 34px rgba(22,32,51,.09);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:20}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:24px}
.brand{font-weight:800;letter-spacing:-.02em;color:var(--ink);font-size:1.08rem}
.brand span{display:block;font-size:.73rem;font-weight:600;color:var(--muted);letter-spacing:0}
.nav-links{display:flex;gap:22px;align-items:center;font-size:.94rem}
.nav-links a{color:var(--ink)}
.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px 11px;font-size:1rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:46px;border-radius:12px;padding:12px 18px;border:1px solid transparent;font-weight:750;cursor:pointer;text-decoration:none}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-dark)}
.btn-secondary{background:#fff;color:var(--brand);border-color:#b7c8d8}
.hero{padding:76px 0 54px;background:linear-gradient(180deg,#f7fbfe 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:54px;align-items:start}
.eyebrow{font-size:.78rem;font-weight:800;text-transform:uppercase;letter-spacing:.11em;color:var(--brand);margin-bottom:12px}
h1{font-size:clamp(2.35rem,5vw,4.35rem);line-height:1.02;letter-spacing:-.045em;margin:0 0 18px}
h2{font-size:clamp(1.7rem,3vw,2.55rem);line-height:1.15;letter-spacing:-.03em;margin:0 0 16px}
h3{font-size:1.15rem;margin:0 0 10px}
.lede{font-size:1.17rem;color:var(--muted);max-width:730px;margin:0 0 26px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.trust-row{display:flex;flex-wrap:wrap;gap:16px;margin-top:26px;color:var(--muted);font-size:.92rem}
.trust-row span{display:inline-flex;align-items:center;gap:7px}
.card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}
.review-card{padding:26px}
.review-card h2{font-size:1.55rem}
.form-grid{display:grid;gap:14px}
.field label{display:block;font-weight:700;font-size:.92rem;margin-bottom:6px}
.field input,.field select{width:100%;min-height:48px;border:1px solid #bfc7d1;border-radius:10px;padding:11px 12px;font:inherit;color:var(--ink);background:#fff}
.field input:focus,.field select:focus{outline:3px solid rgba(31,95,143,.13);border-color:var(--brand)}
.consent{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;font-size:.83rem;color:var(--muted);padding:11px 12px;background:var(--soft);border-radius:10px}
.consent input{margin-top:4px}
.form-note{font-size:.78rem;color:var(--muted)}
.form-error{display:none;color:#a4262c;font-weight:700;font-size:.86rem;margin-top:7px}
.section{padding:62px 0}
.section-soft{background:var(--soft)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.feature{padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff}
.feature p{margin:0;color:var(--muted)}
.link-card{display:block;padding:22px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink)}
.link-card:hover{border-color:#9eb5c8;text-decoration:none;box-shadow:0 8px 24px rgba(22,32,51,.06)}
.link-card strong{display:block;margin-bottom:5px}
.link-card span{color:var(--muted);font-size:.92rem}
.prose{max-width:820px}
.prose p,.prose li{color:#394457}
.prose ul{padding-left:20px}
.callout{padding:20px 22px;border-radius:14px;background:var(--accent);border:1px solid #c9deeb;margin:22px 0}
.draft-callout{padding:16px 18px;border-radius:12px;background:var(--warn);border:1px solid var(--warn-line);font-size:.88rem;color:#66531c;margin:18px 0}
.inline-cta{margin-top:30px;padding:24px;border-radius:16px;background:#173c59;color:#fff}
.inline-cta p{color:#dbe9f2}
.inline-cta .btn-secondary{border:0}
.breadcrumbs{font-size:.86rem;color:var(--muted);margin-bottom:22px}
.breadcrumbs a{color:var(--muted)}
.footer{background:#121b29;color:#e7edf5;padding:44px 0 30px;margin-top:40px}
.footer a{color:#e7edf5}
.footer-grid{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:34px}
.footer small{color:#aeb8c6}
.legal-block{margin-top:28px;padding-top:22px;border-top:1px solid #344052;font-size:.82rem;color:#cbd3de}
.legal-block p{margin:7px 0;font-size:inherit}
.tpmo{margin-top:16px;padding:16px 18px;border:1px solid #667487;border-radius:10px;background:#182333;color:#eef3f8;font-size:1rem;line-height:1.55}
.maava-shell{min-height:100vh;background:var(--soft);padding:32px 0}
.maava-top{display:flex;justify-content:space-between;align-items:center;gap:18px;margin-bottom:20px}
.status-pill{display:inline-flex;align-items:center;gap:8px;padding:8px 11px;border-radius:999px;background:#eef5fa;color:#27536f;font-size:.83rem;font-weight:800}
.maava-layout{display:grid;grid-template-columns:1fr .42fr;gap:22px}
.maava-main,.maava-side{padding:24px}
.switch-row{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:15px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin:16px 0}
.switch{position:relative;width:50px;height:28px;background:#a9b4c1;border-radius:999px;cursor:pointer;flex:0 0 auto}
.switch.active{background:var(--brand)}
.switch::after{content:"";position:absolute;top:4px;left:4px;width:20px;height:20px;background:#fff;border-radius:50%;transition:.18s}
.switch.active::after{left:26px}
.shared-form{display:grid;gap:14px;margin-top:18px}
.agent-box{padding:18px;border-radius:14px;background:#f7fbfe;border:1px solid #cfe0eb}
.agent-box strong{display:block}
.notice{font-size:.84rem;color:var(--muted)}
hr{border:0;border-top:1px solid var(--line);margin:30px 0}
@media (max-width:850px){
  .container{width:min(100% - 28px,1120px)}
  .nav{min-height:64px}
  .nav-toggle{display:block}
  .nav-links{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:14px 20px 20px;flex-direction:column;align-items:stretch;gap:8px}
  .nav-links.open{display:flex}
  .nav-links a{padding:10px 4px}
  .hero{padding:46px 0 38px}
  .hero-grid,.grid-3,.grid-2,.footer-grid,.maava-layout{grid-template-columns:1fr}
  .hero-grid{gap:30px}
  .review-card{padding:20px}
  .section{padding:46px 0}
  .hero-actions{display:grid;grid-template-columns:1fr}
  .hero-actions .btn{width:100%}
  .maava-top{align-items:flex-start;flex-direction:column}
}
@media (max-width:480px){
  h1{font-size:2.35rem}
  .container{width:min(100% - 22px,1120px)}
  .review-card,.maava-main,.maava-side{padding:18px}
  .btn{width:100%}
  .trust-row{display:grid;gap:8px}
}

/* Local-market content additions */
.compact-hero{padding-bottom:46px}
.local-kicker{font-size:.72rem;font-weight:850;letter-spacing:.12em;color:var(--brand);margin-bottom:10px}
.local-strip{display:grid;gap:5px;margin:22px 0 34px;padding:18px 20px;border-left:4px solid var(--brand);background:var(--soft);border-radius:0 12px 12px 0}
.local-strip span{color:var(--muted)}
.compact-list{margin:0;padding-left:20px}
.compact-list li{margin:8px 0}
.source-note{font-size:.8rem!important;color:var(--muted)!important;margin-top:14px!important}
.steps{display:grid;gap:12px;list-style:none;padding:0;counter-reset:step}
.steps li{counter-increment:step;display:grid;grid-template-columns:40px 1fr;column-gap:12px;padding:16px 18px;border:1px solid var(--line);border-radius:14px;background:#fff}
.steps li::before{content:counter(step);grid-row:1 / span 2;display:flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:999px;background:var(--accent);color:var(--brand);font-weight:850}
.steps li span{grid-column:2;color:var(--muted);font-size:.92rem}
.section-link{margin-top:20px;font-weight:750}
.market-groups{display:grid;gap:34px}
.market-groups>.grid-2,.market-groups>.grid-3{margin-top:0}

/* Future-state highlighted-plan preview */
.plan-preview{margin:30px 0;padding:26px;border:1px solid var(--line);border-radius:18px;background:#fbfcfe}
.plan-preview-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin-bottom:18px}
.plan-preview-head p{margin:0;color:var(--muted);max-width:650px}
.carrier-shelf{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 22px}
.carrier-chip{display:inline-flex;align-items:center;padding:7px 11px;border:1px solid #cfd8e3;border-radius:999px;background:#fff;font-size:.82rem;font-weight:800;color:#334155}
.plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.plan-card{padding:20px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 7px 20px rgba(22,32,51,.04)}
.plan-card .plan-carrier{font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--brand);margin-bottom:7px}
.plan-card h3{font-size:1.08rem;margin-bottom:12px}
.plan-meta{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:0 0 14px}
.plan-meta div{padding:9px 10px;background:var(--soft);border-radius:10px}
.plan-meta span{display:block;font-size:.69rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:800}
.plan-meta strong{display:block;font-size:.92rem;margin-top:2px}
.plan-fit{margin:12px 0 0;padding-top:12px;border-top:1px solid var(--line);font-size:.9rem;color:#394457}
.preview-warning{font-size:.78rem;color:#705c22;background:var(--warn);border:1px solid var(--warn-line);border-radius:10px;padding:10px 12px;margin-top:16px}
@media (max-width:850px){.plan-grid{grid-template-columns:1fr}.plan-preview-head{align-items:flex-start;flex-direction:column}}

/* 2027 county plan carousel */
.plan-showcase{margin:34px 0;padding:28px;border:1px solid var(--line);border-radius:20px;background:#fbfcfe;overflow:hidden}
.plan-showcase-head{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:20px}
.plan-showcase-head>div:first-child{max-width:760px}
.plan-showcase-head p{margin:8px 0 0;color:var(--muted)}
.plan-carousel-controls{display:flex;gap:8px;flex:0 0 auto}
.plan-scroll-btn{width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--ink);font:inherit;font-size:1.15rem;font-weight:800;cursor:pointer;box-shadow:0 5px 15px rgba(22,32,51,.05);transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.plan-scroll-btn:hover,.plan-scroll-btn:focus-visible{transform:translateY(-1px);border-color:#9eb8ea;box-shadow:0 8px 18px rgba(22,32,51,.10);outline:none}
.plan-carousel{display:flex;gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:4px 3px 12px;margin:0 -3px;-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.plan-carousel::-webkit-scrollbar{height:8px}
.plan-carousel::-webkit-scrollbar-thumb{background:#c9d4e5;border-radius:999px}
.plan-carousel::-webkit-scrollbar-track{background:transparent}
.plan-card{flex:0 0 min(350px,86vw);min-height:390px;display:flex;flex-direction:column;padding:21px;border:1px solid var(--line);border-radius:17px;background:#fff;box-shadow:0 7px 20px rgba(22,32,51,.04);scroll-snap-align:start;cursor:pointer;transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease}
.plan-card:hover,.plan-card:focus-visible,.plan-card.is-active{transform:translateY(-2px);border-color:#7ea3e5;box-shadow:0 14px 30px rgba(35,72,140,.13);outline:none}
.plan-card.is-active{box-shadow:0 14px 30px rgba(35,72,140,.16),0 0 0 2px rgba(77,118,195,.10)}
.plan-card-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}
.plan-card .plan-carrier{font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;font-weight:850;color:var(--brand)}
.plan-type{display:inline-flex;align-items:center;padding:5px 8px;border-radius:999px;background:var(--soft);font-size:.72rem;font-weight:800;color:#46536a;white-space:nowrap}
.plan-card h3{font-size:1.08rem;line-height:1.35;margin:0 0 12px;min-height:2.9em}
.plan-eligibility{display:inline-flex;align-self:flex-start;padding:5px 8px;border-radius:8px;background:#fff7df;border:1px solid #efdfa3;color:#6f5a17;font-size:.76rem;font-weight:750;margin:-2px 0 12px}
.plan-meta{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:0 0 14px}
.plan-meta div{padding:10px;background:var(--soft);border-radius:10px}
.plan-meta span{display:block;font-size:.67rem;text-transform:uppercase;letter-spacing:.055em;color:var(--muted);font-weight:800;line-height:1.3}
.plan-meta strong{display:block;font-size:.96rem;margin-top:3px;color:var(--ink)}
.plan-fit{margin:0;padding-top:13px;border-top:1px solid var(--line);font-size:.9rem;line-height:1.5;color:#394457}
.plan-cta{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:auto;padding-top:16px;font-weight:800;text-decoration:none;color:var(--brand)}
.plan-cta:hover{text-decoration:underline}
.plan-disclaimer{margin:12px 2px 0;font-size:.76rem;line-height:1.5;color:var(--muted)}
@media (max-width:850px){.plan-showcase{padding:22px 18px}.plan-showcase-head{align-items:flex-start;flex-direction:column}.plan-carousel-controls{align-self:flex-end}.plan-card{flex-basis:min(330px,88vw)}}
@media (max-width:520px){.plan-carousel-controls{display:none}.plan-card{flex-basis:91%;min-height:0}.plan-meta{grid-template-columns:1fr 1fr}.plan-showcase-head{margin-bottom:14px}}

.tpmo a{color:#fff;text-decoration:underline;text-underline-offset:2px}.tpmo-variable{font-weight:700}

/* Sitewide vertical rhythm refinement */
/* Major content sections should read as distinct chapters, while related elements stay grouped. */
.prose > h2{
  margin-top:68px;
  margin-bottom:20px;
}
.prose > .breadcrumbs + h2,
.prose > .local-kicker + h2,
.prose > h2:first-child{
  margin-top:0;
}
.prose > h2 + .grid-2,
.prose > h2 + .grid-3,
.prose > h2 + .steps{
  margin-top:24px;
}
.prose > .plan-showcase{
  margin-top:68px;
  margin-bottom:0;
}
.prose > .plan-type-guide{
  margin-top:68px;
}
.plan-type-guide > h2{
  margin-bottom:24px;
}
.prose > .inline-cta{
  margin-top:56px;
}

@media (max-width:850px){
  .prose > h2{
    margin-top:48px;
    margin-bottom:18px;
  }
  .prose > h2 + .grid-2,
  .prose > h2 + .grid-3,
  .prose > h2 + .steps{
    margin-top:20px;
  }
  .prose > .plan-showcase,
  .prose > .plan-type-guide{
    margin-top:48px;
  }
  .prose > .inline-cta{
    margin-top:42px;
  }
}

/* California-based trust and agent differentiation */
.trust-section{background:linear-gradient(180deg,#fff 0%,#f7fafc 100%);border-top:1px solid #edf1f5;border-bottom:1px solid #edf1f5}
.trust-intro{max-width:820px;margin-bottom:30px}
.trust-intro .lede{margin-bottom:0}
.trust-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.trust-feature{padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 6px 18px rgba(22,32,51,.035)}
.trust-feature-label{display:inline-block;margin-bottom:10px;font-size:.74rem;font-weight:850;text-transform:uppercase;letter-spacing:.075em;color:var(--brand)}
.trust-feature h3{margin-bottom:8px}
.trust-feature p{margin:0;color:var(--muted)}
.trust-cta{display:flex;align-items:center;gap:18px;margin-top:26px}
.trust-cta span{color:var(--muted);font-size:.92rem}
@media (max-width:850px){.trust-grid{grid-template-columns:1fr}.trust-cta{align-items:flex-start;flex-direction:column;gap:10px}.trust-cta .btn{width:auto}}
@media (max-width:480px){.trust-feature{padding:20px}.trust-cta .btn{width:100%}}


/* Low-friction county review prompt */
.review-help{margin-top:68px;padding:30px 32px;border:1px solid #c9deeb;border-radius:18px;background:var(--accent)}
.review-help h2{margin:0 0 12px}
.review-help-lede{margin:0 0 8px;font-weight:800;color:var(--ink);font-size:1.08rem}
.review-help p:not(.review-help-lede){max-width:980px;margin:0 0 20px}
.review-help .btn{width:auto}
@media (max-width:850px){.review-help{margin-top:48px;padding:24px}.review-help .btn{width:auto}}
@media (max-width:480px){.review-help .btn{width:100%}}


.plan-type-link{margin-top:18px;font-size:.98rem;color:var(--muted,#58657a)}
.plan-type-link a{font-weight:700}